Nigeria 
Ghana
Sierra Leone 
Gambia 
United Kingdom
The Zenith Bank Virtual Card
The Zenith Bank Virtual Card is specifically designed for web transactions and can be used for online shopping, bills payment, purchase of subscriptions etc. No need to visit the branch, you can obtain a virtual card through the Zenith Internet Banking, USSD Code (*966*2273#) or by clicking the button below.
Debit Cards
Our MasterCard and Visa debit cards provide you 24-hour access to your current and savings account. The debit card is not just an ATM Card, it also enables you to make cashless purchases through POS, WEB, and ATM anywhere in the world. We offer a range of Classic, Gold and Platinum debit cards designed to suit every lifestyle.
FEATURES/BENEFITS
- Available in Naira and Dollar denominations
- World wide acceptance
- Instant access to account
- Can be used wherever the card brand logo is displayed at ATMs, POS & Web
- 3D online security for card transactions
MASTERCARD GOLD DEBIT CARD
Welcome to Zenith Bank MasterCard Gold. This is our premium Debit card designed for those who are working hard to establish a foundation level of affluence and comfortable life for themselves and their families. Not only is this product designed to help make life more secure and enjoyable, but also it provides special discounts, offers and promotions to enhance and add priceless moments to everyday experiences. All Zenith Bank MasterCard Gold Cardholders benefit from higher spending limits.
Features/Benefits
- 24hrs access to MasterCard global service
- Insurance and travel assistance (MasterCard Only)
- Legal and medical referral services
- Lost/stolen reporting
- Emergency Card replacement
- Emergency cash advance
- Gold card discounts on services (subject to availability)
- Available in Naira denomination
- Access to more than 800 of the world’s exclusive airport lounges in 415 cities
- Worldwide Acceptance: for Internet Shopping, cash withdrawals at ATMs and payments at POS Terminals
- Available in MasterCard card brand
- 3D online security for your card transactions
- Zero lost card liability
- MasterCard Moments adds even greater value to your card
Visit mastercardmoments.com for more reasons to use your Zenith Bank MasterCard
MASTERCARD PLATINUM DEBIT CARD
Zenith Bank MasterCard Platinum debit card is designed for people who live busy and fulfilled lives, ensuring that they have the flexibility and support they need to turn daily occurrences into priceless and memorable moments. In addition to prestige and recognition, Zenith Platinum card brings to you comprehensive package of benefits and services, making it a constant companion, a friend or advisor who always knows how to get the best out of life.
Features/Benefits
- Gold card benefits
- Emergency cash advance
- Emergency Card replacement
- Emergency cash advance
- Purchase protection & extended warranty (Visa only)
- Fraud protection
- Concierge services
- Supplementary Cards for Family members
- Platinum card discounts on services + gold card discounts (subject to availability)
- Available in Naira denomination
- Worldwide Acceptance: for Internet Shopping, cash withdrawals at ATMs and payments at POS Terminals
- Available in MasterCard card brand
- Expedited billing dispute resolution process
- Cardholder inquiry service
- 3D online security for your card transactions
- Zero lost card liability
- Access to more than 800 of the world’s exclusive airport lounges in 415 cities
- 24 hour Customer Services Centre/Call Centre
- Private relationship manager
- MasterCard Priceless Privileges
FAQ’S FOR NAIRA CARDS
1. What types of Naira cards are available?
Our Naira Cards are available in Debit, Credit, and Prepaid.
2. How Many Accounts Can Be Tied To A Naira Debit Card?
Maximum of two account for Naira (Current & Savings).
3. Who should apply for a Naira Card?
All Zenith Individual account holders, corporate accounts.
4. How do I get a Naira Card?
Customer can apply for the card at any Zenith Bank branch by completing the respective Card Application form, or apply online through the bank’s website.
5. How Much Does a Naira Debit / Prepaid Card Cost?
N1000
6. What Is The Validity Period Of The Card?
4 Years
7. How Many Times Can I Withdraw From The ATM?
A Maximum of 5 times daily for domestic withdrawal.
8. Can I View My Transactions Online?
Yes, using our internet banking platform or Mobile Banking App.
9. Travelling abroad with your card?
You will need to notify the Bank to enable your card for international use.
10. Can a corporate card be used abroad?
No. The corporate card cannot be used for international transactions.
Visit www.visa.com.ng for more exciting deals.
Credit Cards
From regular purchase on POS, WEB and ATM to a world of prestige, recognition and comprehensive package of benefits and services, Zenith bank offers a range of Classic, Gold, and Platinum Credit Cards that meets your life style needs and helps you manage your payments at your convenience.
CLASSIC CREDIT CARDS
MasterCard and Visa Classic Credit Card
Zenith bank Classic Credit Card is the ideal choice for those looking for the flexibility, convenience, and worldwide acceptance that credit cards offer. What’s more, you also get the added security that comes with every Zenith Visa or MasterCard Credit Card.
Features/Benefits
- Available in Naira and Dollar denominations
- Available in MasterCard and Visa
- Worldwide acceptance: for Internet shopping, cash withdrawals at ATMs and payments at POS Terminals
- Cardholder inquiry service
- Gold card discounts (for current offers visit www.mastercardmoments.com)
- 3D online security for card transactions
- Zero lost card liability
- Up to 45 days interest-free for POS transactions
GOLD CREDIT CARDS
MasterCard and Visa Gold Credit Card
Zenith Gold credit card brings superior spending power and is designed to give you real peace of mind and make life easier. Beyond benefiting from higher spending limits, Zenith Bank Gold Cardholders enjoy a set of assistances to help make life more secure and enjoyable, also it provides special discounts, offers, and promotions to enhance and add priceless moments to everyday experiences.
Features/Benefits
- 24hrs access to MasterCard global service
- Insurance and travel assistance (MasterCard Only)
- Legal and medical referral services
- Lost/stolen reporting
- Emergency Card replacement
- Emergency cash disbursement
- Gold card discounts on services (subject to availability)
- Available in Naira and Dollar denominations
- Access to more than 800 of the world’s exclusive airport lounges in 415 cities
- Worldwide Acceptance: for Internet Shopping, cash withdrawals at ATMs and payments at POS Terminals
- Available in MasterCard and Visa
- Cardholder inquiry service
- 3D online security for card transactions
- Zero lost card liability
- MasterCard Moments adds even greater value to your card, visit www.mastercardmoments.com for more reasons to use your Zenith Bank MasterCard
PLATINUM CREDIT CARDS
MasterCard and Visa platinum Credit Card
Zenith Bank MasterCard Platinum is the ideal credit card for people who live busy and fulfilled lives, ensuring that they have the flexibility and support they need to turn daily occurrences into priceless and memorable moments.
Zenith Platinum card offers a comprehensive package of benefits and services, making it a constant companion, a friend or advisor who always knows how to get the best out of life.
Features/Benefits
- Gold card benefits
- Purchase protection & extended warranty
- Access to more than 800 of the world’s exclusive airport lounges in 415 cities across the world
- Platinum card discounts on services + gold card discounts (for current offers visit www.visa.com.ng)
- Available in Naira and Dollar denominations
- Worldwide Acceptance: for Internet Shopping, cash withdrawals at ATMs and payments at POS Terminals.
- Available in MasterCard and Visa
- Superior Customer Services access, 24 hours a day, 7 days a week
- Expedited billing dispute resolution process
- 3D online security for card transactions
- Emergency card replacement
- Emergency cash disbursement
- Zero lost card liability
- Concierge services
- Supplementary Cards for Family members
24-hour online access to card transaction history
REQUIREMENTS FOR A ZENITH BANK CREDIT CARD
- Customers must have an existing relationship with the bank.
- Customer must have a Current account for naira credit card and domiciliary account for dollar credit card with the Bank for the purpose of settlement.
- Customer must be Credit worthy.
- Customer must present 100% cash collateral.
- Duly filled credit card application form with a valid means of Identification attached to the form.
- Letter of Introduction for each credit card request (For Corporate Credit cards).
- Credit scoring sheet needs to be completed at a Zenith Bank Branch.
- Compulsory BVN registration at a Zenith Bank Branch.
Prepaid Cards
The Zenith Prepaid Card puts you in total control of your everyday spending. All payments are limited to the funds available in the prepaid card. Simply load the Prepaid card account with the funds you will need when you shop or travel and use the Card for all your payment needs. It is safer and convenient.
FEATURES
- Available in Naira, Dollar, Euro and Pound denominations
- Convenient and easy to use
- Acceptable Nationwide where MasterCard or VISA card logo is displayed.
- 3D online security for card transactions
- Cards can be used on POS, ATM, & Online (web)
- Available to Account holders and non-Account holders of the bank
- 24-hour Customer Service Centre/Call Centre
- SMS/ Email alerts
- Online access to transaction history through Internet Banking
- Can be Personalized (Cardholder’s name printed on the card) or Non-Personalized
- Zenith Prepaid Cards are reloadable
- Zenith Gift Cards are non-reloadable
Visa Direct
If you need to receive money from abroad*, there is no faster, safer or simpler way to do it than via Visa Direct. All you need to do is to provide your name and your 16 digit Visa Card number to the sender and you are set to receive funds in the currency of your card.
Once the transaction has been completed by the sender, the funds are made available in your card account almost immediately and you can withdraw from an ATM or spend electronically via POS or web at participating merchants.
This service works with all Zenith Bank Visa cards (Credit, Debit and Prepaid).
FEATURES
- Receive money in near real-time directly on your Visa Card.
- Instant access to available funds.
- Fast, convenient & reliable.
- Secure form of funds transfer.
- Direct Visa credit card settlement from your bank account.
- Can be used for purchases & bill payments via POS & Web.
REQUIREMENTS
- Only available to Visa cardholders.
- Beneficiary’s Name and Visa Card number required for funds transfer.
Contact us today
Email: zenithdirect@zenithbank.com, call 234-1-2787000, 0700ZENITHBANK or visit the Zenith Bank branch closest to you to pick one up today.
