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Q&A on regulation | European Insurance and Occupational Pensions Authority
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Q&A on regulation
Q&A on regulation
Regulation Reference
(EU) 2002/87 – Financial Conglomerates Directive (FICOD)
(EU) 2016/2341 - IORP II Directive
(EU) 2017/653 - PRIIPs Delegated Regulation for key information document
(EU) 2019/1238 - Pan-European Personal Pension Product (PEPP)
(EU) 2019/2088 - SFDR
(EU) 2020/852 - Taxonomy Regulation
(EU) 2022/2454 - ITS with regard to supervisory reporting of risk concentrations and intra-group transactions (FICOD
(EU) 2022/2554 - Digital Operational Resilience Act (DORA)
(EU) 2023/894 - ITS with regard to the templates for the submission of information necessary for supervision
(EU) 2023/895 - ITS for the disclosure of solvency and financial condition report
(EU) No 1286/2014 - PRIIPs Regulation
Guidelines on financial stability reporting
Guidelines on information and communication technology security and governance
Guidelines on outsourcing to cloud service providers
Markets in Crypto-Assets Regulation (MiCA)
Revised Guidelines on Contract Boundaries
Revised Guidelines on Legal Entity Identifiers
Revised Guidelines on valuation of technical provisions
(EU) No 2015/35 - supplementing Dir 2009/138/EC - taking up & pursuit of the business of Insurance and Reinsurance (SII)
(EU) No 2015/460 - procedure concerning the approval of an internal model
(EU) No 2015/461 - process to reach a joint decision on the application to use a group internal model
(EU) No 2015/462 - procedures for supervisory approval to establish special purpose vehicles
(EU) No 2015/498 - supervisory approval procedure to use undertaking-specific parameters
(EU) No 2017/1469 - standardised presentation format for the insurance product information document
(EU) No 2015/499 - procedures for granting supervisory approval for the use of ancillary own-fund items
(EU) No 2015/500 - procedures to be followed for the supervisory approval of the application of a matching adjustment
(EU) No 2015/2011 - lists of regional governments & local authorities, exposures to be treated as to central government
(EU) No 2015/2012 - procedures for decisions to set, calculate and remove capital add-ons
(EU) No 2015/2013 - standard deviations in relation to health risk equalisation systems
(EU) No 2015/2014 - procedures & templates for submission of information to group supervisor & exchange between NSA
(EU) No 2015/2015 - procedures for assessing external credit assessments
(EU) No 2015/2016 - equity index for the symmetric adjustment of the standard equity capital charge
(EU) No 2015/2017 - adjusted factors to calculate capital requirement for currency risk for currencies pegged to the EURO
(EU) No 2015/2450 - templates for the submission of information to the supervisory authorities
(EU) No 2015/2451 - templates and structure of the disclosure of specific information by supervisory authorities
(EU) No 2015/2452 - procedures, formats and templates of the solvency and financial condition report
(EU) No 2016/1630 - procedures for the application of the transitional measure for the equity risk sub-module
(EU) No 2016/1800 - allocation of Credit Assessments of external CA institutions to objective scale of credit quality steps
(EU) No 2017/2358 - product oversight and governance requirements for insurance
(EU) No 2017/2359 - info requirements and conduct of business rules applicable
Guidelines on ancillary own funds
Guidelines on application of outwards reinsurance
Guidelines on basis risk
Guidelines on classification of own funds
Guidelines on complaints-handling by insurance intermediaries
Guidelines on complaints-handling by insurance undertakings
Guidelines on contract boundaries
Guidelines on exchange of information on a systematic basis within colleges
Guidelines on group solvency
Guidelines on health catastrophe risk sub-module
Guidelines on look-through approach
Guidelines on methods for determining the market shares for reporting
Guidelines on operational functioning of colleges
Guidelines on own risk and solvency assessment
Guidelines on recognition and valuation of assets and liabilities other than technical provisions
Guidelines on reporting and public disclosure
Guidelines on reporting for financial stability purposes
Guidelines on ring-fenced funds
Guidelines on supervisory review process
Guidelines on system of governance
Guidelines on application of life underwriting risk module
Guidelines on extension of the recovery period in exceptional adverse situations
Guidelines on implementation of the long-term guarantee measures
Guidelines on loss-absorbing capacity of technical provisions and deferred taxes
Guidelines on methodology for equivalence assessments by national supervisory authorities under Solvency II
Guidelines on supervision of branches of third-country insurance undertakings
Guidelines on treatment of market and counterparty risk exposures in the standard formula
Guidelines on use of internal models
Guidelines on use of the legal entity identifier
Guidelines on treatment of related undertakings, including participations
Guidelines on undertaking-specific parameters
Guidelines on valuation of technical provisions
Preparatory Guidelines on product oversight & governance arrangements by insurance undertakings & insurance distributors
Risk-Free Interest Rate - Credit and currency adjustments
Risk-Free Interest Rate - Deep, Liquid and Transparent maturities
Risk-Free Interest Rate - Extrapolation
Risk-Free Interest Rate - Financial market data
Risk-Free Interest Rate - General questions
Risk-Free Interest Rate - Matching adjustment
Risk-Free Interest Rate - VA calculations
Risk-Free Interest Rate - VA representative portfolios
Symmetric adjustment of the equity capital charge
(EU) No 2016/97 - Insurance Distribution Directive
(EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance)
EIOPA-BoS/18-114 - Information request towards NCAs regarding provision of occupational pensions information
Guidelines on submission of information to NCAs (Preparatory phase)
Guidelines on the Forward looking assessment of own risks
Other
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Topic
Accumulation phase (Art. 41 – 47 PEPP)
Advice (Art. 34 PEPP)
Central public register (Art. 13 PEPP)
Consumer protection (Art. 48 – 51 PEPP)
Decumulation phase (Art. 57 – 60 PEPP)
Digital operational resilience testing (DORA)
Disclosure (Art. 26 – 33, 35 - 39 PEPP)
Distribution (Art. 22 – 25 PEPP)
Financial Conglomerates (FICOD)
Freedom to provide services and freedom of establishment (Art. 14 – 16 PEPP)
General provisions (Art. 1 – 4 and 71 - 74 PEPP)
ICT risk management (DORA)
ICT third-party risk management (DORA)
ICT-related incidents (DORA)
Key information document (KID)
MiCA - Classification of crypto assets
MiCA - Other
MiCA - Scope and definitions
Other DORA topics
Oversight framework of CTPPs (DORA)
Own Funds (OF)
Packaged retail and insurance-based investment products (PRIIPs)
Penalties (Art. 67 – 70 PEPP)
Portability (Art. 17 – 21 PEPP)
Register of Information (DORA)
Registration and deregistration (Art. 5 - 12 PEPP)
Reporting (Art. 40 PEPP)
Reporting by IORPs
Reporting templates on risk concentrations and intra-group transactions for conglomerates (FICOD)
Supervision (Art. 61 – 66 PEPP)
Switching (Art. 52 – 56 PEPP)
Right of Establishment
Technical Provisions (TPs)
Own Risk and Solvency Assessment (ORSA)
Key Functions
Outsourcing
Solvency Capital Requirement (SCR)
System of governance
Minimum Capital Requirement (MCR)
Reporting Templates
Validations
Narrative Reporting
Financial Stability Reporting
Public Disclosure
Disclosure Templates
Risk Free Rate (RFR)
Internal Models (IMs)
Capital Add-ons
Legal Entity Identifiers (LEIs)
Reinsurance
Valuation of Assets and Liabilities other than TPs
Long Term Guarantees (LTGs)
Equivalence
Pensions Reporting
Information and Communication Technology (ICT)
Third Country Branches (TCB)
Financial Conglomerates
Risk concentration
Intra-group transaction
Group Solvency Requirement
Group Own funds
Financial Holding
Scope of group
Captive
Other
Scope (Art. 1 IDD)
Definitions (Art. 2 IDD)
Registration (Art. 3 IDD)
Freedom to provide services (Art. 4 and 5 IDD)
Freedom of establishment (Art. 6 IDD)
Competences of home and host Member States (Art. 7 - 9 IDD)
Professional requirements (Art. 10 IDD)
General good rules (Art. 11 IDD)
Competent authorities, cooperation and exchange of information (Art. 12 and 13 IDD)
Complaints and Out-of-court redress (Art. 14 and Art. 15 IDD)
Restriction on use of intermediaries (Art. 16 IDD)
Principle to act in accordance with the best interest (Art. 17 IDD)
General information requirement (Art. 18 IDD)
Transparency on conflicts of interest (Art. 19 IDD)
Demands and needs test (Art. 20 para. 1 subpara. 1 IDD)
Personal recommendation / Advice (Art. 20 para. 1 subpara. 3 IDD)
Fair and personal analysis (Art. 20 para. 3 IDD)
Insurance product information document / IPID (Art. 20 para. 7 and 8 IDD)
Information provided by ancillary intermediaries, information exemptions and flexibility clause (Art. 21 and 22 IDD)
Information conditions (Art. 23 IDD)
Cross-selling (Art. 24 IDD)
Product oversight and governance arrangements (Art. 25 IDD)
Manufacturing insurance products (Art. 25 para. 1 IDD)
Identification of the target market (Art. 25 para. 1 subpara. 3 IDD)
Testing of the product (Art. 25 para. 1 subpara. 4 IDD)
Monitoring and review of the product (Art. 25 para. 1 subpara. 4 IDD)
Providing appropriate information to distributors (Art. 25 para. 1 subpara. 5 IDD)
POG arrangements for distributors (Art. 25 para. 1 subpara. 6 IDD)
IBIPs - Identification and management of conflicts of interest (Art. 27 and 28 IDD)
IBIPs - Information to customers (Art. 29 para. 1 IDD)
IBIPs - Inducements - fees, commissions non-monetary benefits paid by third parties (Art. 29 para. 2 IDD)
IBIPs - Stricter requirements of Member States (Art. 29 para. 3 IDD)
IBIPs - Suitability assessment (Art. 30 para. 1 IDD)
IBIPs - Appropriateness assessment (Art. 30 para. 2 IDD)
IBIPs - Execution-only (Art. 30 para. 3 IDD)
IBIPs - Record keeping and reporting (Art. 30 para. 4 and 5 IDD)
Sanctions and other measures (Art. 31 - 36 IDD)
Other
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Article
Type N/A if not applicable
Paragraph
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Template
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