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Link to original content: https://www.capitalone.com/small-business/bank/products/checking/
Business Checking Accounts | Small Business Banking

Business Checking

All your business checking account needs from cash flow management to more complex transactions—covered.

BUSINESS CHECKING PRODUCTS

FOR EVERYDAY CHECKING NEEDS

Basic Checking

Spend less time worrying about fees and more time building your business.

MONTHLY SERVICE FEE

$15 monthly service fee, waived with $2,000 minimum balance

WIRES

For domestic wires, $15 per incoming wire and $25 per outgoing wire

Digital Transactions

No fee. Includes mobile deposits, ACH payments and online bill pay 1

ATM Access

No fees on withdrawals at 70,000+ ATMs. Includes Capital One, MoneyPass® and Allpoint® ATMs.2

 

Deposit cash at any Capital One ATM and select Allpoint® ATMs. No fees apply.3

FOR HIGHER TRANSACTION NEEDS

Enhanced Checking

Enhance your everyday flexibility and control with more account features.

MONTHLY SERVICE FEE

$35 monthly service fee, waived with $25,000 minimum balance

WIRES

Incoming wires are free, first five outgoing wires are free each month

Digital Transactions

No fee. Includes mobile deposits, ACH payments and online bill pay 1

ATM Access

No fees on withdrawals at 70,000+ ATMs. Includes Capital One, MoneyPass® and Allpoint® ATMs.2

 

Deposit cash at any Capital One ATM and select Allpoint® ATMs. No fees apply.3

FOR QUALIFYING BUSINESSES

Custom Checking with Treasury Management

Build a custom checking solution to meet the needs of your business. Optimize your cash flow with additional money movement tools like a remote deposit check scanner or Lockbox service. Protect yourself and your business with additional fraud protection services like Positive Pay and Dual Control Authorization.


Connect with a personalized business banker to customize the offerings for your business needs.

BASIC AND ENHANCED CHECKING ACCOUNT BENEFITS

Overdraft Coverage

Get free Overdraft Protection with a linked Capital One Business deposit account.

70,000+ No-Fee ATMs

Access your money with no fees at Capital One, MoneyPass® and Allpoint® ATMs.2

Easy Cash Deposits

Make a cash deposit at any Capital One branch, Café or ATM, and select Allpoint® ATMs.3

Fee-free Digital

Unlimited digital transactions each month with no fees in sight. 1

FDIC-insured

Balances in your Basic Checking and Enhanced Checking accounts are fully insured up to the FDIC’s allowable limits.

Online Bill Pay

Easily send electronic payments to vendors you’d normally pay by check. It’s free!

BUSINESS SAVINGS ACCOUNT

Earn up to NaN APY

Reach your goals faster with a business savings account and earn a promotional rate up to NaN APY, guaranteed for 3 months.4

GET IN TOUCH

See if your business is a good match to work with a dedicated business banker

When you partner with us, you get access to specialized products, money management tools, flexible lending options and special rates. Check your eligibility to find the support you want, when you need it.

ADDITIONAL RESOURCES