Use Apple Cash Family on a child’s Apple Watch

If you’re the organizer for a Family Sharing group, you can set up Apple Cash so the children and teens in your family group can use their Apple Watch to make purchases and send and receive money in Messages. You can even limit who your child can send money to, get notified when they make transactions, and lock their account.

For more information about system requirements and how to manage Apple Cash accounts, see the Apple Support article Set up and use Apple Cash Family.

Note: Apple Cash isn’t available in all countries or regions. See the iPhone User Guide for details on using Apple Pay and Apple Cash.

Set up Apple Cash Family

To set up Apple Cash Family, you must be the family organizer, and the children you want to set up Apple Cash for must be under the age of 18.

On your iPhone, go to Settings > [your name] > Family.
Choose a child or teen, then tap Apple Cash.
Tap Set Up Apple Cash, then follow the onscreen instructions to set up their account.

In the U.S., your child can send, receive, and request money and use Apple Pay for purchases.

Manage Apple Cash on a child’s Apple Watch

Open the Wallet app on the iPhone used to manage the watch.
Tap your Apple Cash card, then tap .
Tap a name below Family.
Set up the following options:
- Choose whom your child can send money to.
- Choose to be notified when your child makes a transaction.
Tap Send Money to open the Messages app and send money with Apple Pay.

Tap Lock Apple Cash to prevent the child from making payments with Apple Pay or sending and receiving money in the Messages app.

To see a child’s transactions, tap Transactions on this screen, or open the Wallet app on your iPhone, then tap your Apple Cash card. Your child’s transactions appear below Latest Transactions and when you tap Transactions in [year].

Helpful?

Apple Watch User Guide

Use Apple Cash Family on a child’s Apple Watch

Set up Apple Cash Family

Manage Apple Cash on a child’s Apple Watch