Terms and conditions

Any personal information about citizens will be collected only to the extent necessary to provide the service or benefit desired; only appropriate information will be collected; the EARNS Program Board (“the Board”) will assist citizens in understanding the reasons information is collected; and citizens will be able to examine any of their personal records under the Board’s control, upon receipt of a written consent to disclose pursuant to Delaware law and administrative rules governing the program.

We do not disclose any nonpublic personal information given to us through this Website except as permitted by law. We may disclose information we collect to companies that perform marketing and mailing services on our behalf and to other financial institutions with whom we have joint agreements. These companies are required to adhere to our privacy and security standards and to use the information for the limited purpose for which it was shared.