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Link to original content: https://doi.org/10.1145/3415241
'I Can't Even Buy Apples If I Don't Use Mobile Pay?': When Mobile Payments Become Infrastructural in China: Proceedings of the ACM on Human-Computer Interaction: Vol 4, No CSCW2 skip to main content
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'I Can't Even Buy Apples If I Don't Use Mobile Pay?': When Mobile Payments Become Infrastructural in China

Published: 15 October 2020 Publication History

Abstract

Despite slow adoption in the US, mobile payments are thede facto solution for hundreds of millions of users in China for everything from paying bills to riding buses, from sending virtual "Red Packets'' to buying money-market funds. In this paper, we use the theoretical lens of infrastructure to study users' interactions with ubiquitous mobile payment systems in China, focusing on Alipay and WeChat Pay, the two dominant apps on the market. Based on data from a survey (n=466) and follow-up interviews (n=12) with users in China, we describe the diverse usage patterns across physical, social, and digital ubiquity, and a series of challenges people face. Reflecting on the lessons we learned from the Chinese case -- in particular, problems and pitfalls -- we discuss some implications both for design and for policy. Our findings have important implications for other countries that have been moving towards greater adoption of mobile payments.

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    cover image Proceedings of the ACM on Human-Computer Interaction
    Proceedings of the ACM on Human-Computer Interaction  Volume 4, Issue CSCW2
    CSCW
    October 2020
    2310 pages
    EISSN:2573-0142
    DOI:10.1145/3430143
    Issue’s Table of Contents
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    Published: 15 October 2020
    Published in PACMHCI Volume 4, Issue CSCW2

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    Author Tags

    1. alipay
    2. china
    3. infrastructure
    4. mobile payments
    5. wechat pay

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