EPS payments
Learn about EPS, a common payment method in Austria.
EPS is an Austria-based payment method that lets customers complete transactions online using their bank credentials. All Austrian banks support EPS, and over 80% of Austrian online retailers accept it.
EPS redirects customers to their bank’s website to authenticate a payment. You receive immediate notification about the success or failure of a payment.
Payment flow 
Customer selects EPS at checkout
Customer chooses their bank and is redirected to that bank’s login page
Customer enters account credentials
Customer completes authorization process (with scanner or SMS)
Customer is notified that payment is complete
(Optional) Customer returns back to the business’s site for payment confirmation
Get started
You don’t have to integrate EPS and other payment methods individually. If you use our front-end products, Stripe automatically determines the most relevant payment methods to display. Go to the Stripe Dashboard and enable EPS. To get started with one of our hosted UIs, follow a quickstart:
Other payment products
The following Stripe products also let you add EPS from the Dashboard:
If your integration requires manually listing payment methods, learn how to manually configure EPS as a payment.
Disputes
The risk of fraud or unrecognized payments is low because the customer must authenticate the payment with their bank. As a result, you won’t have disputes that turn into chargebacks, with funds withdrawn from your Stripe account.
Refunds
EPS payments can be refunded up to 180 days after the original payment date.