Combined ratio for home insurance in France 2012-2023
In France, the combined ratio for home insurance increased to 103.1 percent in 2023, despite remaining under 100 until 2021. The combined ratio for home insurance amounted to 105 percent in 2012, as compared to 2021, during which it equaled 98.3 percent, meaning that French home insurance companies received more in premiums than they paid out in claims. A ratio below 100 percent shows that an insurer is making a profit from underwriting insurance.
