Health insurance density in Italy 2004-2020
Despite expanding in recent years, the health insurance sector remains marginal in Italy, due to the fact that healthcare is free. However, inefficiency and long waiting times in the public health system led to an increase in popularity of the private sector and, hence, health insurance schemes. As data show, health insurance density in Italy increased from 27 euros per capita in 2004 to 52 euros per capita in 2020.
Insurance density is used as an indicator for the development of insurance within a country and is calculated as the ratio of total insurance premiums to the whole population of a given country.