ROA of the largest banks in the Netherlands 2015-2023
In 2023, Dutch banks ABN AMRO, ING Bank, and Rabobank, all saw their return on assets (ROA) increase compared to the previous year. These three banks are the largest banks in the country in terms of assets. The ROA is calculated by dividing a company's net profit by total assets, and it shows the average per-euro profit banks earned on their assets. Financial analysts frequently apply this is a key financial indicator, as banks rely on loans and money flow as their business model. As such, it is said that even a profit of one percent could be a significant number for a bank.
