EIF has the status of a Multilateral Development Bank which allows financial institutions to apply a 20% risk weighting under Basel 1 and a 0% risk weighting under Basel 2 to assets guaranteed by EIF (according to the EU Capital Requirements Directive).
EIF also benefits from AAA-ratings, which is annually assessed by Fitch, Moody's and Standard & Poor's.
The key drivers for the outlook result from:
- Multilateral development bank status
- Highly credit-rated shareholders
- Ample liquidity and strong capitalisation
- Debt-free balance sheet
- Sound risk management and monitoring
- Strong governance and highly qualified staff
For details, refer to the 2024 credit ratings reports: