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Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.
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How Credit Card Delinquency Can Hurt You (and How to Handle It)
Missed payments can quickly get out of hand if you're not on top of your amount owed and due dates.
What Closing the Department of Education Could Mean for the FAFSA
Republicans could abolish the Education Department. What would that mean for your finances?
Get a 'CLUE' Report If Your Home and Car Insurance Rates Seem Too High
If your home or auto insurance premiums too high, get a copy of your CLUE Report to find out why—and maybe get them lowered.
Outsource Your Holiday To-Do List and Relax This Year
If the holidays are stressful for you, you can outsource a surprising number of tasks.
How to Speak With a Real Person at Home Depot Customer Service
Here's the best way to skip the machine and talk to a human from Home Depot.
How to Speak With a Real Person at Best Buy Customer Service
Best Buy actually makes it easy to get a live agent on the phone—here is the fastest way.
Eight Signs a House Will Be High-Maintenance
Some houses have obvious red flags that they will be nearly impossible keep properly maintained.
Why Black Friday Is a Bad Day to Impulse Buy Electronics
That markdown in cost could mean a markdown in quality, too.
Never Buy a House Next Door to These Types of Properties
When you're buying your dream home, check what you're moving next to.
Everything You Should Do Now If You Shop on Black Friday
If you plan ahead on the deals you want to look for, you're less likely to overspend in the heat of the moment.
How to Speak With a Real Person at Walmart Customer Service
If you're persistent, you can get to a real person who is willing to speak with you.
Why You Should Think Twice Before Using 'Apple Pay Later'
Apple's take on "buy now, pay later" comes with its own set of risks.
How to Speak With a Real Person at Target Customer Service
You're likely calling the wrong number to talk to a live agent from Target.
Why Bitcoin, Bank Stocks, and More Are Surging After Trump's Win
Stocks notched record highs following the re-election of Donald Trump.
How to Speak With a Real Person at Amazon Customer Service
Here's the easiest way to reach a real human at Amazon.
These Are the Best Tools for Tracking Online Sale Prices
Camelcamelcamel, Honey, SlickDeals, and others can help you determine whether those online "deals" are worth buying.
Every Part of Your Credit Card Bill, Explained
Your monthly statement is about more than just paying your bills.
The Rise of Doom Spending (and How to Stop)
"Doom spending" is when retail therapy becomes something more insidious.
Remove Late Payments From Your Credit Report With a Goodwill Letter
There's a good chance you can wear your lender down.
You Can Get a BJ's Membership on Sale for $65 Right Now
A BJ’s Wholesale Club+ membership is $40 off for a limited time.