dbo:abstract
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- In the United States, health insurance marketplaces, also called health exchanges, are organizations in each state through which people can purchase health insurance. People can purchase health insurance that complies with the Patient Protection and Affordable Care Act (ACA, known colloquially as "Obamacare") at ACA health exchanges, where they can choose from a range of government-regulated and standardized health care plans offered by the insurers participating in the exchange. ACA health exchanges were fully certified and operational by January 1, 2014, under federal law. Enrollment in the marketplaces started on October 1, 2013, and continued for six months. As of April 19, 2014, 8.02 million people had signed up through the health insurance marketplaces. An additional 4.8 million joined Medicaid. Enrollment for 2015 began on November 15, 2014 and ended on December 15, 2014. As of April 14, 2020, 11.41 million people had signed up through the health insurance marketplaces. Private non-ACA health care exchanges also exist in many states, responsible for enrolling 3 million people. These exchanges predate the Affordable Care Act and facilitate insurance plans for employees of small and medium size businesses. (en)
- 在美國,醫療保險市集(health insurance marketplaces)也稱為醫療保險交易所(health exchanges),在各州,人們可從這個機構購買醫療保險。人們可在此購買到符合《患者保護與平價醫療法案》規定的醫療保險(患者保護與平價醫療保險簡稱為ACA,俗稱“歐巴馬健保”),每個人可根據自己的需求,從參與運作的保險公司所提供的受到政府監管和條件標準化的醫療保險計劃中來做選擇。根據聯邦法律,這個交易所已在2014年1月1日獲得許可,開始營運。 人們於 2013年 10月1日開始在交易所登記,持續六個月。截至 2014年4月19日,已有802萬人登記。另有480萬額外的人加入聯邦醫療補助計劃。 2015年的加入登記從 2014年11月15日開始,於2014年12月15日結束。 截至2020年4月14日,已有1,141萬人參加登記。美國仍有許多州有私人(非ACA)醫療保險交易所存在,共擁有300萬登記會員。 這些交易所的存在,早於《患者保護與平價醫療法案》立法之前,功能是為中小型企業的僱員提供醫療保險計劃。 (zh)
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rdfs:comment
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- 在美國,醫療保險市集(health insurance marketplaces)也稱為醫療保險交易所(health exchanges),在各州,人們可從這個機構購買醫療保險。人們可在此購買到符合《患者保護與平價醫療法案》規定的醫療保險(患者保護與平價醫療保險簡稱為ACA,俗稱“歐巴馬健保”),每個人可根據自己的需求,從參與運作的保險公司所提供的受到政府監管和條件標準化的醫療保險計劃中來做選擇。根據聯邦法律,這個交易所已在2014年1月1日獲得許可,開始營運。 人們於 2013年 10月1日開始在交易所登記,持續六個月。截至 2014年4月19日,已有802萬人登記。另有480萬額外的人加入聯邦醫療補助計劃。 2015年的加入登記從 2014年11月15日開始,於2014年12月15日結束。 截至2020年4月14日,已有1,141萬人參加登記。美國仍有許多州有私人(非ACA)醫療保險交易所存在,共擁有300萬登記會員。 這些交易所的存在,早於《患者保護與平價醫療法案》立法之前,功能是為中小型企業的僱員提供醫療保險計劃。 (zh)
- In the United States, health insurance marketplaces, also called health exchanges, are organizations in each state through which people can purchase health insurance. People can purchase health insurance that complies with the Patient Protection and Affordable Care Act (ACA, known colloquially as "Obamacare") at ACA health exchanges, where they can choose from a range of government-regulated and standardized health care plans offered by the insurers participating in the exchange. (en)
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